Skip to main content
Home Concepts Construction

In-depth answer

How to Verify a New Jersey Home Improvement Contractor

New Jersey registers home improvement contractors. Checking one takes a few minutes and is the cheapest protection available to a homeowner.

Direct Answer

What registration means in New Jersey

New Jersey requires businesses performing home improvement work on residential property to register with the Division of Consumer Affairs, and to show that registration number on contracts, estimates, correspondence and advertising. The number looks like 13VH followed by digits. Home Concepts Construction's is 13VH10078600.

An Important Distinction

Registration is not a trade license, and not a rating

Electricians and plumbers hold separate New Jersey trade licenses for their work. A remodeling contractor carries registration, and uses the appropriate trade license holders for licensable work. So it is always fair to ask who is performing the electrical and the plumbing on your job, and under whose credential.

What It Does Not Tell You

A floor, not a recommendation

Registration tells you the business is on the record with the state, carries the insurance the state requires, and can be complained about. It is not a quality score and the state is not vouching for the work. Judge that separately — by the written scope, by whether the contractor asked real questions about your house, and by projects you can go and look at.

The Checks

What to ask for before you sign

  • The HIC registration number, in writing. It belongs on the estimate and the contract, not only on a business card.
  • A certificate of insurance sent to you directly by the insurance agency, rather than a copy forwarded by the contractor.
  • Commercial general liability coverage, which New Jersey requires of registered home improvement contractors.
  • Workers' compensation coverage for anyone who will be working in your house.
  • Who is actually doing the work — the registered business, or a subcontractor. Ask the same questions about the subcontractor.
  • Trade license holders for licensable work. Electrical and plumbing must be performed by the appropriate New Jersey trade license holder, employed or subcontracted.
  • A written contract carrying the registration number, the scope, the price, the dates, and your three-day right to cancel.

Reading the Signals

What should end a conversation

A contractor who will not put the registration number in writing. A price only available today. A demand for a large cash payment before any work or paperwork exists. A refusal to file permits. A contract with no completion date. Pressure to sign at the kitchen table on the first visit. None proves bad faith alone, but each removes a protection that exists for you, and honest work has no reason to remove it.

Our Details

Home Concepts Construction, on the record

NJ HIC #13VH10078600. Home Concepts Construction LLC, 154 1st St, New Providence, NJ 07974. Founded in 2017, led by Oscar Rojas, who has fifteen years on the tools. We work across Union, Essex, Morris, Somerset, Middlesex, Bergen, Passaic and Mercer counties. Ask us for a certificate of insurance and we will have the agency send it to you directly.

FAQ

Common questions

How do I check if a New Jersey contractor is registered?

Ask for the HIC registration number in writing — a 13VH number, which must appear on contracts, estimates and advertising — and check it against the New Jersey Division of Consumer Affairs public records for home improvement contractors. A contractor who will not give you the number in writing has answered the question.

What does the 13VH number mean?

It is the registration number New Jersey issues to a home improvement contractor. Home Concepts Construction's is 13VH10078600. It identifies the registered business to the state, and must be shown on the contract, the estimate and any advertising.

Is registration the same as a trade license?

No. Home improvement contractors register with the Division of Consumer Affairs, while electricians and plumbers hold separate state trade licenses. A remodeling contractor carries registration and uses the appropriate trade license holder for licensable work, so it is fair to ask who is doing the electrical and plumbing.

What insurance should a remodeling contractor carry?

Commercial general liability, which New Jersey requires of registered home improvement contractors, and workers' compensation for anyone working on your property. Ask for the certificate to be sent to you by the insurance agency directly, rather than handed over as a copy.

Does checking registration tell me anything about cost or estimates?

No. Registration says nothing about price. It is a separate check from comparing estimates, and both matter: verify the registration first, then compare written scopes and allowances, so you are never weighing a cheaper price against an unregistered business.

When in the process should I run these checks?

Before you sign anything and before any deposit, ideally right after the first walkthrough. Verifying registration and insurance takes minutes; unwinding a contract with an unregistered contractor does not. It also sets the schedule expectation early, since a registered contractor files the permits that your timeline depends on.

Schedule

Talk through your project

Free in-home consultation, about 45-60 minutes. We come to your home, walk the space, take measurements, and put a written scope together on-site.

Loading availability…

Local NJ contractor

A local remodeling company in New Providence, NJ

Also serving homeowners in nearby towns like Dumont, Elmwood Park, Fort Lee, Garfield, New Milford.

In-home consultation

Ready to talk through your project?

A short consultation can save weeks of guessing. We will help you understand scope, timing, budget drivers, and next steps.

NJ HIC licensed and insuredPlanning-first project scopeClear communication before and during the buildFinancing options available
Call nowBook in-home visit